Disability insurance and life insurance serve as the foundation
of your personal financial plan.
- Individual disability income insurance is designed to insure your most valuable asset; your ability to earn an income.
- Overhead expense disability insurance can provide money to meet the expenses associated with keeping your practice open in the event of your disability.
- Life insurance provides needed cash to help a family maintain their standard of living or satisfy a business obligation in the event of your premature death. A life insurance policy is a multifaceted financial product that may also be used as a wealth building and preservation tool.
There are a myriad of insurance companies and policies on the market. Policy features, benefits, limits and exclusions often differ from insurance company to insurance company. Individual disability and life insurance policies should be designed around your personal needs and financial objectives.
Certified Financial Planner Greg Patterson is available to assist NCDS members determine their disability and life insurance needs. Working on behalf of NCDS members as an independent advisor, he has access to many of the top disability and life insurance companies writing policies for dentists and related professionals. Greg has been a frequent guest lecturer on insurance and financial planning at the UNC School of Dentistry and understands the special financial and insurance planning needs of NCDS members. He can be contacted at:
Greg Patterson, CLU, ChFC, CFP®
Certified Financial Planner™
P.O. Box 17388 - Raleigh, NC 27619
Local 919-844-1777 - Toll Free 800-334-1217
E-mail greg@advisortool.com
Helpful consumer information on life and disability insurance can be found at
The Life and Health Insurance Foundation for Education website link below
www.life-line.org